Monday, February 06, 2012
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Featured Articles
Today's Business Buyer: A Profile

Today's independent business marketplace attracts a wide variety of buyers eager for a piece of ownership action. Buyers of small businesses are most likely replacing lost jobs or searching for a happier alternative to corporate life. Buyers of mid-sized and large operations are, typically, private investment companies seeking businesses to build and eventually sell for a profit.

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A Buyer's Quandary

Statistics reveal that out of about 15 would-be business buyers, only one will actually buy a business. It is important that potential sellers be knowledgeable on what buyers go through to actually become business owners. This is especially true for those who have started their own business or have forgotten what they went thorough prior to buying their business.

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The Value of a Business: Get to the Heart of the Matter

To find the real value of a business, we must go to its very heart: the attitude, work habits, managerial style, customer/marketplace savvy, and community reputation of the person in charge.

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Buying a Franchise: What It's Worth to You

If you are considering entering the world of franchising, an important consideration is assessing the value of the business. All of the following factors either affect or help determine valuations of typical franchise operations.

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What Is a Company Worth?

This question can only be answered by addressing other related questions, specifically: Who’s asking and for what purpose?

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Who Is the Buyer?

Buyers buy a business for many of the same reasons that sellers sell businesses. It is important that the buyer is as serious as the seller when it comes time to purchase a business.  Here are just a few of the reasons that buyers buy businesses:

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Today's Business Buyer

For a business to sell, there has to be a seller - and a buyer. The buyer of today is a bit different than the one of yesterday. Today's buyer is not a risk-taker, is concerned about the financials, and seems to be overly concerned about price. Unfortunately, buyers have to understand that they cannot buy someone else's financial statements.

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Dispelling a Buyer Myth

Most prospective business buyers really don't know from the outset the exact type of business they want to buy. Experienced business brokers and intermediaries know that many business buyers end up with what is sometimes a far cry from what first captured their imagination.

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Rating Today's Business Buyers

Once the decision to sell has been made, the business owner should be aware of the variety of possible business buyers. Just as small business itself has become more sophisticated, the people interested in buying them have also become more divergent and complex.

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Why Do People Go Into Business?

41% joined the family business;36% wanted more control over their future...

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How Do Valuation Experts Look at Your Company?
   

Providing a business valuation is more than just analyzing financial statements and records.  Although the process is complex, the first step is to gather the necessary information. Business owners can make this a lot easier by maintaining good records on an ongoing basis. Although audited statements are certainly preferable, most appraisers and business intermediaries are accustomed to working with the company’s own financial records. Company officials should understand that the people doing the valuation are not charged with verifying the figures but can only work with what is provided to them. Here are some of the areas that are assessed by those doing the valuation:

  • The quality of earnings and the sustainability of the earnings come at the top of the list.
  • The balance sheet can often show how well management is doing -- for example, by looking at inventory turns and whether there is excess inventory, etc.
  • Many figures can be compared to industry data to see how well the company is performing compared to its peers.
  • Part of the valuation process is to review the company’s past, present, and especially its future.
  • The valuation process, if done correctly with management’s involvement, can show how well the company is performing with like businesses, and specifically how it can improve and add value.
  • Professional business appraisers know how to properly recast the financial statement and then apply the proper method to arrive at an appropriate value.
  • Business intermediaries, who do valuation work, are especially in tune with market values and conditions.
  • Finally, value is not just based on the financial condition of the company. Such factors as those listed below all have a place in the valuation process. 
    • Market share
    • Products and or services—are they proprietary?
    • Customer concentration and distribution geographically
    • Management, their experience, their depth and their ages
    • Intellectual property such as brand name, patents, etc.
    • Management non-competes, employment agreements
    • Dependence on a few customers, seasonality, etc.

A proper valuation, if done on a regular basis, can show any increase/decrease in value. A valuation should also be performed when considering selling.

 

 


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